Archive for April, 2010

A Message for Rhode Island Flood Victims

April 4, 2010
I’ve been there. I lost my home and almost all of my personal belongings to a flood back in 2006. I wanted to share three tips that helped me get through the initial phase of the experience. 1) Take photos of everything. Once clean-up crews arrive, the damage may appear less severe to insurance adjusters. You will want great images to help negotiate your insurance settlement. 2) Network now for contractor referrals. If you choose not to use you insurance company’s contractor, you will need to interview several candidates in order to find someone reliable (more advice on gathering contractor referrals appears below). 3) Call your friends and ask them if they know anyone in the insurance business. Talking to “experts” will give you invaluable insider advice for negotiating your claim. (Also see the “Ten Tips for Managing the Inevitable Insurance Claim” article on this site for more insurance advice).