Archive for November, 2008

Difficulty with your Insurance Negotiation?

November 14, 2008


If you are experiencing difficulties in negotiating your insurance claim, you might try filing a complaint against the insurance company with your state’s Department of Insurance. Depending on the rules of your home state, it is likely that you will have to complete a form that asks you to describe your problem and suggest what you believe to be a fair resolution. I did this myself when I received a low-ball settlement offer and encountered difficulties in securing hotel reimbursement while my home was uninhabitable. Once you’ve submitted your complaint, an agent will be assigned to your case and will contact the insurance company to probe into your claim. Although involving the state agency won’t automatically guarantee an immediate settlement, your complaint will remain under his or her watchful eye and the insurance company will be more attentive to you.