During my December 2006 holiday vacation, a plumbing accident on the top floor of my condominium building unleashed a downpour of water that saturated all of the units below it, including mine on the bottom floor.
Replicating hurricane-type conditions, flooding destroyed the walls, ceilings, hardwood floors and my beloved chef’s kitchen. Facing not only severe water damage, but also significant mold and asbestos hazards, my home would need to be demolished and rebuilt from scratch. The toughest pill to swallow was that none of it was my fault. And yet, this type of catastrophe is all too common. (more…)